Top Credit Cards for Online Shopping

Joining Fee: Rs 999

Annual Fee : Rs 999 

Key features of Cashback SBI Card

• 5% cashback on all online spends, without any merchant restrictions.

• Earn a flat 1% cashback on all offline transactions.

• 1% fuel surcharge waiver at all petrol pumps, applicable on transactions ranging from Rs 500 to Rs 3,000.

• Annual fee waiver on spending Rs 2 lakh in the preceding year.

Joining Fee: Nil
Annual Fee : Nil

Key features of Amazon Pay ICICI Credit Card

• Lifetime free credit card with no annual fee.

• Prime Customers enjoy 5% cashback when shopping at Amazon.

• Non-Prime Members receive 3% cashback for Amazon spends.

• Earn 2% cashback on purchases from 100+ partner merchants of Amazon.

• 1% cashback on all other transactions.

• Avail a 15% discount at partner restaurants of ICICI Bank.

• Benefit from a 1% fuel surcharge waiver across all petrol pumps.

Joining Fee: Rs 1,000
Annual Fee : Rs 1,000

Key features of HDFC Millennia Credit Card

• Rs 1,000 gift voucher upon spending at least Rs. 1 lakh in each calendar quarter.

• Earn 5% cashback on select merchants including Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, 3. Swiggy, Tata CLiQ, Uber, and Zomato.

• Gain 1% cashback on all other spends (excluding fuel), including EMI and wallet transactions.

• 4 complimentary domestic lounge visits per year upon spending Rs 1 lakh in a quarter.

• 1% fuel surcharge waiver, up to Rs 250 per month, on transactions ranging from Rs 400 to Rs 5,000.

Joining Fee: Rs 499
Annual Fee : Rs 499

Key features of Axis ACE Credit Card:

• 5% cashback on all bill payments, DTH recharge, and mobile recharge initiated via Google Pay.

• Earn 4% cashback on transactions with Swiggy, Ola, and Zomato.

• Receive 1.5% cashback on all other spends.

• Avail up to 4 complimentary domestic lounge visits per year, based on your spending.

• 1% fuel surcharge waiver across all fuel stations on transactions ranging from Rs 400 to Rs 4,000.